Checking Accounts
|
Basic Checking |
Secure Checking | Student Checking | Premier Checking | |
| Requirements | N/A | N/A | Full-time student 25 years of age or younger | N/A |
| Minimum Opening Deposit | $50.00 | $50.00 | N/A | $1,000.00 |
| Monthly Service Charge | N/A | $4.00 | N/A | $5.00 |
|
Minimum Average Daily Balance to Avoid Service Charge |
N/A | N/A | N/A | $1,000.00 |
| No Transaction Limitations | (check) | (check) | (check) | (check) |
| Free Debit Card* | (check) | (check) | (check) | (check) |
| Free Online Banking | (check) | (check) | (check) | (check) |
| Free Mobile Banking App | (check) | (check) | (check) | (check) |
| Free Bill Pay | (check) | (check) | (check) | (check) |
| Finance Works | (check) | (check) | (check) | (check) |
| Text Banking | (check) | (check) | (check) | (check) |
| On-Call 24/7 | (check) | (check) | (check) | (check) |
| Other Benefits | N/A |
Free identity protection** 5 free money orders per month |
No SJN Bank of Kansas ATM fees |
Free identity protection** 5 free money orders per month |
*Waiting period may apply
**Identity protection includes
- Triple bureau credit file monitoring
- Free credit score
- Total identity monitoring
- Up to $10,000 identity fraud reimbursement coverage per account owner per year
- Debit and credit card registration
- Online Identity Theft Education and News
