Checking Accounts

 

Basic Checking

Secure Checking Student Checking Premier Checking
Requirements N/A N/A Full-time student 25 years of age or younger N/A
Minimum Opening Deposit $50.00 $50.00 N/A $1,000.00
Monthly Service Charge N/A $4.00 N/A $5.00

Minimum Average Daily Balance to Avoid Service Charge

N/A N/A N/A $1,000.00
No Transaction Limitations (check) (check) (check) (check)
Free Debit Card* (check) (check) (check) (check)
Free Online Banking (check) (check) (check) (check)
Free Mobile Banking App (check) (check) (check) (check)
Free Bill Pay (check) (check) (check) (check)
Finance Works (check) (check) (check) (check)
Text Banking (check) (check) (check) (check)
On-Call 24/7 (check) (check) (check) (check)
Other Benefits N/A

Free identity protection**

5 free money orders per month

No SJN Bank of Kansas ATM fees

 Free identity protection**

5 free money orders per month

*Waiting period may apply

**Identity protection includes

  • Triple bureau credit file monitoring
  • Free credit score
  • Total identity monitoring
  • Up to $10,000 identity fraud reimbursement coverage per account owner per year
  • Debit and credit card registration
  • Online Identity Theft Education and News