Checking Accounts
|
Basic Checking |
Secure Checking | Student Checking | Premier Checking | |
| Requirements | N/A | N/A | Full-time student 25 years of age or younger | N/A |
| Minimum Opening Deposit | $50.00 | $50.00 | N/A | $1,000.00 |
| Monthly Service Charge | N/A | $4.00 | N/A | $5.00 |
|
Minimum Average Daily Balance to Avoid Service Charge |
N/A | N/A | N/A | $1,000.00 |
| No Transaction Limitations | (check) | (check) | (check) | (check) |
| Free Debit Card* | (check) | (check) | (check) | (check) |
| Free Online Banking | (check) | (check) | (check) | (check) |
| Free Mobile Banking App | (check) | (check) | (check) | (check) |
| Free Bill Pay | (check) | (check) | (check) | (check) |
| Finance Works | (check) | (check) | (check) | (check) |
| Text Banking | (check) | (check) | (check) | (check) |
| Other Benefits | N/A |
Free identity protection** 5 free money order per month |
No SJN Bank of Kansas ATM fees |
Free identity protection** 5 free money orders per month |
*Waiting period may apply
**Identity protection includes
- Identity Theft Expense Reimbursement Coverage
- Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.
- Comprehensive Identity Theft Resolution Services
- Should you suffer identity theft, your very own dedicated fraud resolution specialist will help you every step of the way until your identity is restored.
- Debit and Credit Card Registration
- Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (registration/activation required)
- Credit File Monitoring
- Daily credit file monitoring and automated alerts of key changes to your credit report. (registration/activation required)
- Credit Report and Score
- Access to credit report and credit scores. (registration/activation required)
- Credit Score Tracker
- Receive valuable insight into your credit score.
- Identity Monitoring
- Monitoring of over 1,000 databases (reigstration/activation required)
- CyberRecover
- Access to a dedicated cyber advocate to assist with cyber issues such as ransomware, extortion, cyberbullying, phishing, virus, or malicious software removal, social media cleanup, data restoration, and more. (registration/activation required)
- Financial Wellness 360
- Access your financial wellness platform with unlimited one-on-one coaching, interactive courses, videos, booklets, infographics, and more to help maximize financial wellness. (available via mobile or web only)
- Cell Phone Protection
- Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Up to two claims per eligilble account, per twelve-month period. Covers up to four phones on a cell phone bill. (Cell phone bill must be paid using eligible account)
